•    Group lending targets borrowers in Micro & SMEs sector
•    Works on Co-guarantee or common activity system where borrowers must be equally engaged in common type of business 
•    Max. A/M – depends on the group/individual savings but limited to a total exposure of Kshs.500,000/= per individual
•    Max. repayment - 12 months
•    Security- Co-guarantee by other group members/House hold  & business assets